Most employers are required by law to have employers' liability insurance. Failure to do so can lead to a fine of up £2,500 per day.
It is your responsibility as an employer to ensure the safety of your staff; however accidents in the workplace can happen when you least expect them. If an employee suffers an injury or illness as a result of your negligence, they could be entitled to compensation.
Our employers' liability insurance is designed to reimburse you for the costs incurred as a result of an employee lawsuit. Not only will this cover your liability to pay damages, it'll also cover the costs of your legal expenses and any out of court settlements.
All of our policies include up to £10 million in cover as standard. So you'll have the protection you need should someone decide to make a claim against you.