Employers liability insurance for shops

It is a legal requirement to have employers liability insurance in place if you have staff working for you. Employers liability insurance protects you from any claims that may be made against you as the employer.

If an employee trips and falls over and injuries themselves the blame may be placed at your door. In this instance employers liability insurance would pay for any compensation that you may need to pay out. We offer employer liability insurance cover to the sum of £10 million to cover you for any unforeseen compensation claims.

Having part time or voluntary staff does not change the need for employers liability insurance. The staff that you have, whether they are full time or part time need to be covered to protect them and you as their employer against injury.

Without having this part of your shop insurance in place you are committing an offence and if a claim was to be made your business could be in danger. If you are found not to have employers liability insurance in place you could face considerable fines that would be calculated from the time that you do not have the correct insurance in place.