All risks insurance for shops

All risk insurance covers you for every aspect of your business giving you peace of mind that your shop is covered for any eventuality. On a day-to-day basis you may come across something that hinders your normal business day that may lead to a claim against you or having to leave your shop.

We offer our customers all risk insurance to protect against flood, fire and theft, along with public liability insurance of £2 million, employers liability insurance of £10 million and product liability insurance of £2 million. We also provide cover for goods in transit to make sure your deliveries are covered for damage and theft. Business interruption is another aspect of the policy to protect you in a situation whereby you have to leave your premises due to flood for example.

If you are the owner of the property you may wish to include your building as part of the policy. We can cover your buildings to the sum of £750,000. On the other hand if you are not the owner of the building you still may have done alterations to the shop itself. In this case we can still cover you for your tenant improvements as these will not be covered on your landlords buildings policy.

Our insurers provide comprehensive all risk insurance to reassure you that you have the correct insurance in place and it covers every unforeseen circumstance.